Virtual Finance & Insurance

Your F&I office.
Everywhere.

DealerPulse AI runs your dealership's finance & insurance desk virtually — a dedicated F&I expert closing your back-end products, on your menu, with full compliance and every deal tracked to funding.

Built by F&I insiders Works inside Darwin & your DMS Remote & in-store
10 min
Customer contacted after the sale
15+
Identity verification checks per deal
100%
Sessions recorded & compliant
50
States — remote-ready coverage
The bottleneck

Your most profitable department is also your biggest bottleneck.

F&I makes the deal — but one or two managers can only be in one room at a time. Deals stack up, customers wait, and profit walks out the door.

  • Customers waiting hours for the F&I office on a busy Saturday
  • After-hours and out-of-state buyers you can't service
  • Back-end product profit left on the table
  • Compliance exposure on every undocumented conversation
Modern dealership at dusk
How it works

Four steps. One text away.

You keep selling cars. We close the back-end and hand you a funded, compliant deal.

You text us the deal

The customer's approved. Drop the deal in our shared text thread — that's the whole handoff.

We verify the buyer

15+ identity checks — document, biometric, SMS, geolocation — so every signature is bulletproof.

We present & e-contract

A dedicated expert pitches your products, on your menu, and e-signs everything inside your tools.

You fund the deal

We send wet-sig docs back to your desk, track to funding, and text you the second it's done.

Customer signing remotely on a video call
A better close

A dedicated F&I expert — on screen, on call, on every deal.

No anonymous call-center bullpen. The same expert learns your store, your menu, and your customers — closing in-store on a screen or remotely by phone with a secure e-sign link.

  • Same trusted face on every deal — consistency your customers feel
  • In-store video sessions or fully remote for out-of-state buyers
  • Only your products — including dealer-owned warranty programs
Why DealerPulse

Everything your F&I office should be.

Built by people who've sat in the box — not a software vendor guessing at your workflow.

Bulletproof compliance

Every session recorded, every consent captured, every product disclosed — a clean, immutable audit trail on every deal.

More back-end profit

Structured menu selling that maximizes products per deal while staying inside the lender's approved envelope — every time.

Works in your tools

We operate inside your Darwin menu and DMS with credentials you control. No integrations, no IT project, no disruption.

Always-on capacity

Nights, weekends, overflow Saturdays — your F&I desk never has a wait, and never turns a deal away.

Dead-simple handoff

One shared text thread. Drop the deal, get a "done" — every status update without logging into anything.

Deal tracking to funding

Every deal visible from handoff to funded — plus a monthly scorecard on penetration, PVR, and turn time.

Compliance & security

Less liability. Not more.

Every word on record. Every identity verified. Every document accounted for. Virtual F&I done right is safer than the box.

15-layer identity verificationDocument ID, SSN, SMS, biometric, geolocation & more
Recorded sessionsTwo-party consent captured before every presentation
Immutable audit trailEvery state change & disclosure logged, exportable
Encrypted & access-controlledCustomer NPI protected end to end
Secure encrypted F&I data
The unfair advantage

An insider running your back-end.

DP
"DealerPulse is built by general managers and F&I pros who've spent years in the box. We know the menu, the lenders, the objections, and the compliance line cold. It's not software guessing at your workflow — it's seasoned F&I expertise doing your job for your store, virtually."
The DealerPulse Team — DealerPulse AI · Peoria, IL

Ready to scale your F&I desk?

Book a 15-minute demo. See a live virtual deal, your menu, your numbers — and how fast we can plug into your store.

Or email hello@dealerpulse.ai